JEWELRY INSURANCE

Fully Insure Your Jewelry and Engagement Rings

In some cases, personal items may not be covered by a homeowner’s insurance policy. This is sometimes the case with jewelry above and beyond a certain monetary figure. Jewelry insurance protects all types of jewelry, including engagement and wedding rings, watches, necklaces, bracelets, earrings, and more. Specialized jewelry insurance policies offer comprehensive coverage for such scenarios as unexplained loss of jewelry of jewelry that might not be covered by a warranty, renter’s insurance or standard homeowners’ insurance policy. It’s not uncommon for a standard insurance policy to have a limit for losses of certain types of jewelry. For instance, a standard insurance policy might have a $1,000 limit for jewelry theft. Jewelry insurance offers an additional layer of protection for jewelry. In cases in which the full value of jewelry may not be covered by a regular insurance policy, it is advisable to obtain jewelry insurance to protect the full cost of your jewelry.