RENTERS INSURANCE

What Is Renters Insurance and What Does It Cover?

Renter’s insurance is a specific type of policy that offers protection for home valuables that a renter owns. This type of insurance may be advisable if you rent a property rather than own it and your landlord’s property coverage does not cover your personal belongings. Renter’s insurance may provide coverage for such personal items as computers, electronics, furniture, and more. A renter’s insurance policy may cover losses resulting from fire, wind, storms, lightening, weight of ice, freezing, sleet, or snow. Additionally, a renter’s insurance policy may provide coverage for losses resulting from vandalism, theft, vehicles, aircraft, and riots. Some types of renter’s insurance policies may also provide liability coverage to renters. When purchasing a renter’s insurance policy, you may be able to customize your policy to suit your specific budget and lifestyle. Renter’s insurance can help to mitigate the impact of a break-in, the injury of a visitor, or damage resulting from a weather-related event.