BUSINESS INSURANCE

What Does Business Insurance Cover?

Business insurance is designed to protect your business from a variety of different events. Business insurance coverage can provide protection against damage or loss to assets, employees, or property. Different types of business insurance options may be available to cover a business in the event of natural disasters, accidents, or employee injury. Other types of damage or losses that may be covered by business insurance include legal liability, property damage, employee-related risks, loss prevention, business auto, and more. Add-ons may also be purchased in order to customize business insurance coverage. With this option, it’s possible to design a business insurance policy that will fit the needs of the business. Possible options include data breach expense, cyber liability, employment practices liability, and equipment breakdown coverage. Business owners should take care to review their business insurance policies annual to ensure there are no gaps in their coverage that would leave them vulnerable.