Boat & Marina Insurance: Protect Your Vessel, Your Investment, and Your Lifestyle
Owning a boat isn’t just a hobby — it’s a lifestyle. Whether you captain a luxury yacht on Lake Michigan, manage a busy marina, or enjoy weekends on the water with family and friends, your vessel represents a significant investment.
At Webb Insurance Group, we provide specialized boat and marina insurance solutions designed to protect what matters most. And when it comes to marine coverage, you want an expert who truly understands the water.
That’s where Robert Matthews comes in.
With decades of experience in marine insurance, Robert brings deep industry knowledge, technical expertise, and real-world boating insight to every client he serves.
Comprehensive Boat Insurance Coverage
Not all boat insurance policies are created equal. Standard policies often leave critical gaps that can cost boat owners thousands in uncovered losses.
We offer customized coverage for:
Luxury yachts
Wake and surf boats
Fishing boats
Pontoon boats
Center consoles
Personal watercraft (Jet Skis)
Sailboats
Charter vessels
Key Boat Insurance Coverages Include:
Agreed value coverage
Replacement cost options
Hull and machinery coverage
Liability protection
Medical payments coverage
Uninsured/underinsured boater coverage
On-water towing and assistance
Hurricane haul-out coverage
Navigation territory flexibility
Robert Matthews works closely with each client to ensure coverage limits, deductibles, and policy language align with how the boat is actually used — whether that’s inland lakes, coastal waters, or interstate transport.
Specialized Marina Insurance Solutions
Marina operations face complex exposures that require specialized risk management.
We provide tailored marina and marine business insurance for:
Full-service marinas
Boat dealers
Boat repair and service operations
Dry stack storage facilities
Dock and waterfront property owners
Marine contractors
Marina Coverage Options May Include:
General liability
Marina operators legal liability
Protection & indemnity (P&I)
Property coverage for docks and piers
Equipment and tools coverage
Workers’ compensation
Business interruption
Pollution and fuel spill liability
Commercial umbrella policies
Marine risks are unique — windstorms, water damage, fire exposure, environmental liability, and catastrophic loss events require careful underwriting. Robert’s experience ensures policies are structured correctly from day one.
Why Work With a Marine Insurance Specialist?
Marine insurance is not the same as standard auto or property insurance. Policy language matters. Navigation limits matter. Agreed value vs. actual cash value matters.
Robert Matthews has spent years immersed in the boating industry and understands:
Carrier differences
Policy exclusions
Claims handling nuances
Coastal vs. inland underwriting requirements
Seasonal storage exposures
Storm preparedness planning
His hands-on experience means clients receive informed guidance — not generic coverage.
When a loss happens, expertise makes the difference.
High-Value & Luxury Boat Insurance
For owners of high-value yachts and performance vessels, we offer access to premier marine carriers that specialize in:
Worldwide navigation coverage
Crew coverage options
Charter endorsements
Mechanical breakdown extensions
Personal effects coverage
Captain liability
We ensure your boat insurance reflects the true value of your vessel — not a depreciated estimate that leaves you underinsured.
Risk Management for Marina Owners & Waterfront Businesses
Beyond coverage placement, we help marina operators implement proactive risk management strategies such as:
Dock safety protocols
Storm preparedness planning
Environmental compliance guidance
Contract review for slip agreements
Claims prevention strategies
Our goal is long-term protection, not just a policy renewal.
Independent. Experienced. Relationship-Driven.
As an independent brokerage, we work with multiple top-rated marine carriers to find the right fit for your vessel or marina operation.
We do not represent one carrier — we represent you.
Our clients value:
Clear communication
White-glove service
Proactive renewal reviews
Direct access to an experienced marine specialist
Responsive claims advocacy
Boat ownership should bring peace of mind. Your insurance should do the same.
Get a Boat or Marina Insurance Quote Today
Whether you’re purchasing a new yacht, insuring your first wake boat, or protecting a multi-slip marina, Robert Matthews and the team at Webb Insurance Group are here to help.
Contact us today to review your current boat insurance policy or request a marina insurance quote.
847-604-5434
Experience the difference of working with marine insurance professionals who understand life on the water.
